Welcome to Perfect Payments

Instant Payments Solutions

Perfect Payments – Card payment services built for YOUR business not ours.
A high quality personal service from REAL PEOPLE

  • Great rates
  • Fast payments
  • Range of terminals including self service
  • Tailored reports
  • Prepaid card options and more.
  • Get paid instantly on your computer, mobile or website.
    We offer a bespoke service and are cheaper and more responsive – give us a go!
As Seen on TV

Welcome to smart acquiring

Smart acquiring is the next generation of acquiring services. It combines state-of-the-art banking technology, value-added services and 24/7 dedicated, step-by-step personal guidance to enable you grow your business.

Get all the data tools you need

Operational reports

Track your activity

Financial reports

Get accurate account status reports, track your payments and fees

Notifications & alerts

Stay informed on chargebacks and fraud

Detailed statements

Balance your records and complete your reconciliation

Our Services

Take Your Business to the Next Level

What you want for the price you need


Next-level security that keeps everyone safe

NMI offers leading payment gateway security that keeps your merchants and their customers safe while reducing your risk and overhead.

Point to Point Encryption
P2PE is the most secure and effective encryption solution available, ensuring cardholder data is never exposed during a payment transaction.

Remote Key Injection
A cost effective, fast method that automatically and securely completes payment terminal key injection at the point of sale.

Terminal Management System
Remotely manage your payment devices, including firmware updates required for security or continued EMV compliance.


Pax Key features:

  • Powered by Android 10
  • 4G + WiFi + Bluetooth 5.1
  • Contactless + Chip & PIN + Magnetic stripe
  •  7" IPS, HD merchant-facing touchscreen
  • 3.5" customer-facing touchscreen
  • Android payment module
  • 3.85V * 6100mAh long-lasting battery
  • Fast integrated thermal printer
  • PCI PTS 6.x SRED

    OTI Key features:

    Indoor or outdoor, TRIO-IQ is tough enough for any assignment
  • Robust (IK08+IP65)
  • Large touch screen
  • Dual CPU
  • HDMI output
  • 4G cellular, ethernet, Bluetooth
  •  Quality speaker
  • Linux OS & SDK
  • 5MP camera & scanner
  • Video display
  • Proximity sensors


  • Sell everywhere
  • Freedom of choice
  • Easy management
  • Multiple MID Capabilities
  • Tokenization
  • Powerful reporting
  • Customer Vault
  • Automatic Card Updater
  • Fraud Prevention
  • iProcess mobile payments
  • QuickBooks® plug-in
  • Automatic Level III processing

200+ Reviews


400+ Reviews


100+ Reviews


200+ Reviews

"Switched from Worldpay 2 months ago and would never look back
Matthew Johnson
"I thought an instant payment merchant account was impossible.. Apparently not! Highly recommended."
Luis Carloz
"Had my account up and running in 4 working days. Set up was extremely straight forward and simple."
Alice Miles


3 easy steps to sign up

Discover How Easy it Is to Sign Up 

Get Your No Obligation Free Quote

Tell us a bit about you and we’ll quote you based on your business needs.

Get your card machine in 3 days

We’ll get you up and running quickly – and if you have questions we can talk you through it.

Start taking payments

Tap, swipe, click or call – you’ll soon be taking payments your way.